Romantics claim money can't buy love. Proving that, though, may not even be possible, since love is not as simple as arithmetic. What has been evident throughout human history, however, is that money does have a power to either make or break a relationship. Those who aren't driven by greed might believe financial matters will never stand between them and their partner, but sometimes that turns out to be wrong.
If you are planning a future with the person you love, understanding the impact of your past spending and borrowing habits will help you see the way forward to realising your aspirations.
Being honest about what you earn, what your fixed out-goings are, how much disposable cash you have, what you’re both willing to save and how you imagine spending that as you go forward in a relationship is a core value in any potential long-term future.
Learning about each other’s wallet size isn’t selfish, nosey or about judging someone on how big or how much, it’s much more about honesty, candour and laying some key groundwork down about planning your future together.
So, while that might seem unromantic, it actually offers security, reassurance and trust, together as a couple, and with a few exciting plans in the bag as a bonus. What could be more romantic than that?
It May Affect How Your Relationship Progresses.
If you're looking to get serious with someone, chances are you want a grownass man or woman. The easiest way to tell if your new bae is up to the task of adulting? How they spend their hard-earned cash. If your new partner doesn't have the wisest spending habits , splurging on things he/she doesn't need when he/she has ridiculous amounts of student debt, then this could become a problem later on.
“When you're in the early stages of a relationship, their bad habits are their problem,” Priya says. “But if things progress, their bad habits become your problem and either you work together to find a solution or we strongly encourage you to find a third party to mediate and help you both get on track.”
Once finances start to be shared — maybe you two got an apartment together, and now have to split the rent — then those poor spending habits you noticed before become an issue. But like Priya said, necessary interventions and budgeting could help the problem, even though they may seem awkward at first.
But if your partner's need to splurge is a bad, unbreakable habit right at the very beginning of things, you might decide that there's no future there to begin with.
Or It Could Bring You Closer Together. Deciding to become a team with two shared incomes is just about as serious as you can get. When you finally get to that point in your relationship, you'll start to realize that this relationship may be for the long haul. And if you learn to communicate calmly and discuss financial problems openly, you'll have a very solid foundation for the future of your relationship.
“Having an understanding about your personal finances as a couple and being organized and strategic with spending and investing can help eliminate a lot of these potential issues, not to mention further your financial goals a lot faster,” Priya says.
Yeah, it's probably one of the least romantic ideas around, but a couple who can budget wisely together will stay together.
No one wants to be in a controlling relationship, and if you or your partner regularly shows financially controlling behaviors, this can be a red flag for the other person. Money decisions should be made together, and if you are your partner gets angry or upset when the other person tries to have a say in a discussion, this can come off as controlling. It can also damage a relationship if one person demands to keep track of all of the money and won’t let the other person make any decisions. Another financially controlling behavior is to criticize your partner’s decisions, or to accuse them of being too frugal or too loose with money in a demeaning way and with no intention of trying to make the situation better.
Romantics claim money can't buy love. Proving that, though, may not even be possible, since love is not as simple as arithmetic. What has been evident throughout human history, however, is that money does have a power to either make or break a relationship. Those who aren't driven by greed might believe financial matters will never stand between them and their partner, but sometimes that turns out to be wrong.
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